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1800 480 6828 · Free Consultation for Homeowners 62+ · NMLS #1109984 · Serving Orange County & Southern California
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Jeff Krolosky, Orange County reverse mortgage specialist
Your Orange County Reverse Mortgage Specialist

Jeff Krolosky

  • Licensed Orange County Real Estate Broker — 25 Years
  • Reverse Mortgage Loan Officer
  • Owner, Citizens Lending Group
  • NMLS #483675
  • Citizens Lending Group NMLS #1109984

Jeff has been a licensed real estate broker in Orange County for 25 years. Over that career he has facilitated all types of loans, and today he focuses on the product he believes serves California’s senior homeowners best: the reverse mortgage. His dedication to customers has helped Citizens Lending Group earn its AAA rating with the Consumer Business Alliance.

Schedule a Free Consultation With Jeff
Background & Career

A Career Built in Orange County Lending.

Jeff Krolosky’s background in California real estate and mortgage lending spans more than 25 years. He began his career as a licensed real estate broker in Orange County — one of the most active and complex property markets in the state — developing a deep working knowledge of how California homeowners build, protect, and leverage equity over time.

From there, Jeff moved through every major loan category. As a former Vice President at Citizens Mortgage Service, he worked, working across conventional loans, FHA, VA, and commercial financing before focusing his practice on the product he believes serves California’s senior homeowners best: the Home Equity Conversion Mortgage.

The decision to specialize wasn’t about volume — it was about fit. Reverse mortgages are among the most consequential financial decisions a senior homeowner will face, and Jeff found that the clients who benefited most were the ones who truly understood what they were agreeing to. That realization shaped everything about how he works.

Today Jeff operates out of Citizens Lending Group’s Anaheim Hills office, where he works directly with senior homeowners and their families throughout Orange County and Southern California — answering every question, explaining every number, and never pushing a decision before a client is ready.

How Jeff Works

Your Understanding Comes First

Jeff’s approach is built on one principle: your understanding comes first. He’ll walk you through every aspect of a reverse mortgage, explain the numbers for your specific situation, and answer every question you bring — and he’ll tell you honestly if a reverse mortgage isn’t the right fit for you.

He also encourages family members to take part. Different viewpoints lead to better decisions, and no one should feel left out of a conversation this important. Whether in person or by phone, family is always welcome.

Jeff Krolosky

Ready to ask Jeff your questions?

There’s no agenda in a first conversation — just your questions and as much time as you need. Bring family if that helps. Reach Jeff in person at our Anaheim office or by phone.

Family members always welcome — in person or on a separate call.

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