/* =============================================================
   SENIOR-SAFEGUARDS.CSS — Citizens Reverse Mortgage.
   Conditionally enqueued for the page with slug "senior-safeguards".
   Assembled from approved Red Flags content (no wireframe/DOCX page spec).
   ============================================================= */

/* ── SECTION 01 — HERO (centered) ────────────────────────── */
.safeguards-hero {
  position: relative;
  background: var(--grad-hero);
  color: #fff;
  padding-block: clamp(56px, 7vw, 104px);
  overflow: hidden;
  text-align: center;
}
.safeguards-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(
      620px circle at 50% -8%,
      rgba(184, 148, 58, 0.26),
      transparent 58%
    ),
    radial-gradient(
      440px circle at 90% 100%,
      rgba(61, 122, 138, 0.24),
      transparent 60%
    );
  pointer-events: none;
}
.safeguards-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(
    rgba(255, 255, 255, 0.06) 1px,
    transparent 1px
  );
  background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(circle at 50% 40%, #000, transparent 75%);
  mask-image: radial-gradient(circle at 50% 40%, #000, transparent 75%);
  pointer-events: none;
}
.safeguards-hero__inner {
  position: relative;
  z-index: 1;
  max-width: 860px;
  margin-inline: auto;
}
.safeguards-hero__eyebrow {
  color: var(--gold-soft);
}
.safeguards-hero h1 {
  color: #fff;
  margin-bottom: var(--space-md);
}
.safeguards-hero__sub {
  font-size: clamp(20px, 1.7vw, 24px);
  line-height: 1.7;
  color: #d8e0f2;
  margin-bottom: var(--space-md);
}
.safeguards-hero__note {
  font-size: 19px;
  line-height: 1.7;
  color: #9fb0d0;
  margin-bottom: 0;
}

/* ── SECTION 02 — UNDERSTANDING SAFEGUARDS (process) ─────── */
.safeguards-understand__intro {
  max-width: 820px;
  margin: 0 auto var(--space-lg);
  text-align: center;
  font-size: clamp(19px, 1.5vw, 22px);
  line-height: 1.7;
  color: var(--text-body);
}
.safeguards-process {
  list-style: none;
  margin: 0 auto;
  padding: 0;
  max-width: 820px;
  display: grid;
  gap: var(--space-md);
}
.safeguards-process__item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: var(--space-md);
  align-items: start;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: var(--space-lg);
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.3s var(--ease),
    box-shadow 0.3s var(--ease);
}
.safeguards-process__item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.safeguards-process__num {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  color: var(--gold);
  background: linear-gradient(
    150deg,
    rgba(184, 148, 58, 0.16),
    rgba(184, 148, 58, 0.06)
  );
  border: 1px solid rgba(184, 148, 58, 0.28);
}
.safeguards-process__item p {
  margin: 0;
  color: var(--text-body);
  font-size: 19px;
  line-height: 1.65;
}

/* ── SECTION 03 — COUNSELING (+ CTAs) ────────────────────── */
.safeguards-counseling__inner {
  max-width: 860px;
  margin-inline: auto;
}
.safeguards-counseling__body {
  max-width: 820px;
  margin-inline: auto;
  text-align: center;
}
.safeguards-counseling__body p {
  color: var(--text-body);
  line-height: 1.75;
}
.safeguards-counseling__body p + p {
  margin-top: var(--space-md);
}
.safeguards-counseling__ctas {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-md);
  margin-top: var(--space-lg);
}