/* =============================================================
   HECM-FOR-PURCHASE.CSS — Citizens Reverse Mortgage.
   Conditionally enqueued for the page with slug "hecm-for-purchase".
   Page-specific layout for the 5 wireframe sections.
   ============================================================= */

/* ── SECTION 01 — HECM HERO (centered) ───────────────────── */
.hecm-hero {
  position: relative;
  background: var(--grad-hero);
  color: #fff;
  padding-block: clamp(64px, 8vw, 116px);
  overflow: hidden;
  text-align: center;
}
.hecm-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(
      640px circle at 50% -8%,
      rgba(184, 148, 58, 0.26),
      transparent 58%
    ),
    radial-gradient(
      460px circle at 90% 100%,
      rgba(61, 122, 138, 0.24),
      transparent 60%
    );
  pointer-events: none;
}
.hecm-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(
    rgba(255, 255, 255, 0.06) 1px,
    transparent 1px
  );
  background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(circle at 50% 40%, #000, transparent 75%);
  mask-image: radial-gradient(circle at 50% 40%, #000, transparent 75%);
  pointer-events: none;
}
.hecm-hero__inner {
  position: relative;
  z-index: 1;
  max-width: 820px;
  margin-inline: auto;
}
.hecm-hero__eyebrow {
  color: var(--gold-soft);
}
.hecm-hero h1 {
  color: #fff;
  margin-bottom: var(--space-md);
}
.hecm-hero__sub {
  font-size: clamp(21px, 1.9vw, 25px);
  color: #d8e0f2;
  margin-bottom: var(--space-sm);
}
.hecm-hero__note {
  font-size: 19px;
  color: #9fb0d0;
  margin-bottom: var(--space-lg);
}
.hecm-hero__h2 {
  font-size: clamp(20px, 2vw, 26px);
  font-weight: 600;
  color: var(--gold-soft);
  margin-bottom: var(--space-md);
}
.hecm-hero__sub + .hecm-hero__sub {
  margin-top: var(--space-md);
}

/* ── SECTION 02 — WHAT IS HECM (centered + comparison) ───── */
.what-hecm__body {
  max-width: 820px;
  margin-inline: auto;
  text-align: center;
}
.what-hecm__fineprint {
  font-size: 15px;
  color: var(--text-mid);
}

.compare {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: stretch;
  gap: var(--space-md);
  max-width: 1000px;
  margin: 0 auto var(--space-lg);
}
.compare__col {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  box-shadow: var(--shadow-sm);
}
.compare__col--hecm {
  border-color: rgba(184, 148, 58, 0.4);
  box-shadow: var(--shadow-md);
}
.compare__title {
  font-size: 19px;
  margin: 0;
}
.compare__line {
  font-size: 15px;
  color: var(--text-body);
  margin: 0;
  flex: 1;
}
.compare__flag {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 700;
  font-size: 15px;
  padding: 12px 16px;
  border-radius: var(--radius-sm);
  line-height: 1.3;
}
.compare__flag--bad {
  background: #fef2f2;
  color: #b91c1c;
}
.compare__flag--bad i {
  color: #dc2626;
}
.compare__flag--good {
  background: #ecfdf3;
  color: #15803d;
}
.compare__flag--good i {
  color: #16a34a;
}
.compare__vs {
  align-self: center;
  font-family: var(--font-display);
  font-style: italic;
  font-size: 22px;
  color: var(--gold);
}
@media (max-width: 720px) {
  .compare {
    grid-template-columns: 1fr;
  }
  .compare__vs {
    padding: 4px 0;
  }
}

/* ── SECTION 03 — A GOOD REASON (reasons intro above cards) ─ */
.hecm-who__intro {
  max-width: 820px;
  margin: 0 auto var(--space-lg);
  text-align: center;
  color: var(--text-body);
  font-size: clamp(19px, 1.5vw, 22px);
  line-height: 1.7;
}

/* ── SECTION 3b — WORKED EXAMPLE (figures table) ─────────── */
.hecm-example__inner {
  max-width: 720px;
  margin-inline: auto;
}
.hecm-example__intro {
  text-align: center;
  color: var(--text-body);
  margin-bottom: var(--space-lg);
}
.hecm-figures {
  list-style: none;
  margin: 0;
  padding: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.hecm-figures li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: var(--space-md);
  padding: 16px var(--space-lg);
  border-bottom: 1px solid var(--line);
}
.hecm-figures li:last-child {
  border-bottom: 0;
}
.hecm-figures__label {
  color: var(--text-body);
  font-size: 16px;
}
.hecm-figures__value {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  color: var(--navy);
  white-space: nowrap;
}
.hecm-figures__value--good {
  color: #15803d;
}

/* ── SECTION 3c — PLAN CAREFULLY (benefits + CTA) ────────── */
.hecm-benefits {
  list-style: none;
  margin: 0 auto var(--space-lg);
  padding: 0;
  max-width: 760px;
  display: grid;
  gap: var(--space-sm);
}
.hecm-benefits li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: var(--space-md) var(--space-lg);
  box-shadow: var(--shadow-sm);
}
.hecm-benefits li i {
  color: var(--gold);
  font-size: 20px;
  margin-top: 2px;
  flex-shrink: 0;
}
.hecm-benefits li span {
  color: var(--text-body);
  font-size: 16px;
  line-height: 1.6;
}
.hecm-plan__foot {
  text-align: center;
}
.hecm-plan__foot p {
  color: var(--text-body);
  margin-bottom: var(--space-md);
}

/* ── SECTION 04 — PROCESS (vertical step sequence) ───────── */
.process-steps {
  list-style: none;
  margin: 0 auto;
  padding: 0;
  max-width: 760px;
  position: relative;
}
.process-steps::before {
  content: "";
  position: absolute;
  top: 24px;
  bottom: 24px;
  left: 31px;
  width: 2px;
  background: repeating-linear-gradient(
    180deg,
    rgba(184, 148, 58, 0.55) 0 8px,
    transparent 8px 16px
  );
}
.process-step {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: var(--space-md);
  align-items: start;
  padding-bottom: var(--space-lg);
}
.process-step:last-child {
  padding-bottom: 0;
}
.process-step .step__num {
  margin-bottom: 0;
  position: relative;
  z-index: 1;
}
.process-step__body h3 {
  margin-bottom: 6px;
}
.process-step__body p {
  margin: 0;
}

/* ── SECTION 05 — CTA (navy, centered) ───────────────────── */
.hecm-cta__inner {
  max-width: 800px;
  margin-inline: auto;
  text-align: center;
}
.hecm-cta p {
  font-size: clamp(20px, 1.7vw, 24px);
  color: #dce3f2;
}
.hecm-cta__ctas {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-sm);
  margin: var(--space-lg) 0 var(--space-md);
}
.hecm-cta__agents {
  font-size: 15px;
  color: #cdd6ea;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  padding: var(--space-md) var(--space-lg);
  max-width: 640px;
  margin: 0 auto var(--space-md);
}
.hecm-cta__agents i {
  color: var(--gold-light);
  margin-right: 6px;
}
.hecm-cta__attr {
  font-family: var(--font-mono);
  font-size: 14px;
  color: var(--gold-light);
  margin-bottom: var(--space-sm);
}
.hecm-cta__disclaimer {
  font-size: 12px;
  color: #8fa0c0;
  margin-bottom: 0;
  max-width: 660px;
  margin-inline: auto;
}